Are you aspiring to join the banking sector as a Junior Assistant Manager (JAM) at IDBI Bank? Understanding the salary structure, perks, and allowances is crucial for making an informed career decision. In 2025, the IDBI Junior Assistant Manager salary offers a competitive package, starting from Rs. 6.14 lakhs to Rs. 6.50 lakhs per annum, along with attractive benefits and career growth opportunities.
This article provides a detailed breakdown of the IDBI JAM Salary 2025, including the pay structure, allowances, probation period, and career progression.
IDBI Junior Assistant Manager Salary 2025: Overview
The Industrial Development Bank of India (IDBI) offers a lucrative salary package for Junior Assistant Managers, making it one of the most sought-after roles in the banking sector. Here’s a quick overview:
| Aspect | Details |
|---|---|
| Organization | Industrial Development Bank of India (IDBI) |
| Post | Junior Assistant Manager (JAM) |
| Salary Range | Rs. 6.14 lakhs to Rs. 6.50 lakhs per annum (Class A cities) |
| Application Mode | Online |
| Selection Process | Online Test and Interview |
| Official Website | www.idbibank.in |
IDBI JAM Salary Structure 2025
The salary structure for IDBI Junior Assistant Manager is divided into three phases: Training, Internship, and Full-Time Employment.
| Phase | Duration | Stipend/Salary |
|---|---|---|
| Training Period | 6 Months | ₹5,000 per month |
| Internship Period | 2 Months | ₹15,000 per month |
| Full-Time Employment | After Absorption | Rs. 6.14 lakhs to Rs. 6.50 lakhs per annum |
- Training Period: Candidates undergo a 6-month training program with a stipend of ₹5,000 per month.
- Internship Period: A 2-month internship follows, with a stipend of ₹15,000 per month.
- Full-Time Employment: After successful completion, candidates are absorbed as On-the-Job Trainees (OJT) with an annual CTC of Rs. 6.14 lakhs to Rs. 6.50 lakhs.
Also Read : IDBI Bank Recruitment 2025
IDBI Junior Assistant Manager Probation Period
After joining as a Junior Assistant Manager, candidates must complete a probation period of 1 year. The bank reserves the right to extend this period if necessary. During this time, candidates may be posted in any branch, department, or business unit of the bank.
IDBI Junior Assistant Manager Service Bond
Selected candidates are required to sign a Service Bond committing to serve IDBI Bank for a minimum of 3 years (excluding the notice period). Alternatively, candidates can pay a notional amount of Rs. 2 lakh plus applicable taxes if they choose to leave before completing the bond period.
IDBI Junior Assistant Manager Allowances
In addition to the basic salary, IDBI JAMs are entitled to various allowances, including:
| Allowance | Details |
|---|---|
| Travel Allowance | Reimbursement for official travel expenses. |
| Halting Allowance | Allowance for overnight stays during official duties. |
| Local Conveyance Allowance | Reimbursement for local travel expenses. |
| Subsidized Lunch Facility | Access to subsidized meals at the bank’s cafeteria. |
| Visiting Officer Facility | Facilities for visiting officers on official duty. |
Note: Grade “O” officers (Junior Assistant Managers) are not eligible for certain allowances, performance-linked variable pay, staff loans, and other benefits available to full-time employees.
IDBI Junior Assistant Manager Career Growth
IDBI Bank offers excellent career growth opportunities for Junior Assistant Managers. Key highlights include:
- Annual Increments: Based on performance and other parameters set by the bank.
- Promotion to Grade ‘A’: After completing 3 years of service, Grade “O” officers are eligible for promotion to Grade ‘A’, subject to performance and vacancy availability.
Key Takeaways
- The IDBI Junior Assistant Manager Salary 2025 ranges from Rs. 6.14 lakhs to Rs. 6.50 lakhs per annum.
- Candidates undergo 8 months of training and internship before being absorbed as full-time employees.
- Attractive allowances such as travel, halting, and local conveyance are provided.
- Career growth includes annual increments and promotion to Grade ‘A’ after 3 years of service.
